Terms of Use
Crazy Loans doing business as Crazy Loans (“
Crazy Loans” or “we” or “our”), owns and operates the
website located at Crazy Loans (the “Site”).
Crazy Loans provides and maintains this Site for your
information, conditioned on your acceptance, without modification, of
the terms, conditions and notices contained in these Terms of Use and
in our Privacy Policy. By accessing and using the Site, you accept and
agree without limitation to the following:
Products and Services
Crazy Loans is not a lender and is not responsible for
any lending product advertised or offered to you, or for any credit
decisions made about you. No specific loan products are offered to you
on this Site. Specific loan products are offered to you directly by
the lender.
Esign Consent
You agree that clicking “Get Cash Now” (or other such button you use
to submit your loan request) acts as your electronic signature. You
further consent that we and any lender we share your request with can
communicate with you electronically and that any required disclosures
may be provided to you electronically, including without limitation
any notices of adverse action that a lender is required send to you.
You also confirm that you have the ability to access documents
electronically, including the ability to view and save PDF files.
Loan Inquiry Policy
Crazy Loans reserves the right to reject your inquiry at
any time for any reason not prohibited by law.
Crazy Loans may require additional information or
verification before your loan request is accepted. When you submit
your information through a form on our Site, you will be connected
with a lender for further consideration based on the lender’s policies
and procedures. This does not mean your loan has been approved. Loan
approval is solely the lender’s decision. Crazy Loans is
not responsible for taking, approving or denying your loan request. By
submitting your information, you agree that if we cannot find a lender
that can offer you the type of loan you initially requested, we will
search our network of lenders and lending partners to see if we can
find other lenders and lending partners with different loan products
to help you.
Credit References
Participating lenders and lending partners may verify your social
security number, driver’s license number or other federal or state
identification, as well as review your credit worthiness through
national databases that may include Equifax, Transunion, Experian and
other credit bureaus. By submitting your information to us, you agree
that lenders and lending partners may obtain such credit reports and
verify your information.
Restrictions
You must be 18 years or older and a legal resident of the United
States to submit a loan request. You agree not to use this Site for
any illegal or inappropriate activities.
Compliance With Laws
You agree to comply with all applicable laws, statutes, ordinances and
regulations regarding your use of this Site and your acceptance or
purchase of products or services through any of this Site’s third
party vendors. Crazy Loans may, in its sole discretion,
report actual or perceived violations of law to law enforcement or
other authorities. If we become aware of any potential or suspected
violation of these Terms of Use or our Privacy Policy, we may (but are
not obligated to) conduct an investigation to determine the nature and
extent of the suspected violation and the appropriate enforcement
action to be taken. During such investigation, we may suspend services
to any customer being investigated and may delete data from our
servers in order to prevent or minimize further violations. You agree
to cooperate fully with any such investigation. You acknowledge that
violating the Terms of Use or Privacy Policy could subject you to
criminal or civil penalties.
Intellectual Property
The trademarks, titles, characters, trade names, graphics, designs and
other properties, including all software, text and images appearing on
this Site is the intellectual property of Crazy Loans,
its licensees, or other third parties who have authorized use of such
properties on the Site.
You have permission to view and make copies of documents, pages,
images or other materials or content on this site for the sole
purposes of requesting a loan. Crazy Loans reserves all
other rights in this Site and its contents. You may not distribute,
display, transmit or disseminate any documents, pages, images,
materials or content without our prior written consent. Nothing
contained on this Site should be construed as conferring any right or
license to any trademark, copyright or other intellectual property
right.
Limitation of Liability and Disclaimer of Warranties
Crazy Loans uses commercially reasonable efforts to
ensure that the information on this Site is accurate, but accuracy is
not guaranteed. Crazy Loans makes no representations
regarding your use of this Site or results that you may or may not
obtain through such use.
NEITHER Crazy Loans NOR ANY OTHER PARTY INVOLVED IN
CREATING, PRODUCING OR DELIVERING THIS SITE SHALL BE LIABLE FOR ANY
DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT OR PUNITIVE
DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THIS SITE.
EVERYTHING ON THIS SITE IS PROVIDED “AS IS” AND WITHOUT WARRANTY OF
ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY
IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE
OR NON-INFRINGEMENT. THESE EXCLUSIONS AND LIMITATIONS ARE APPLIED TO
THE FULLEST EXTENT PERMITTED BY LAW.
Third Party Content
This Site may contain links to websites maintained by third parties.
Crazy Loans is not responsible for the content or privacy
policies of third party websites, and the existence of such links
should not be considered an endorsement or recommendation of those
websites, the product or service offered or any third parties
associated with those websites.
Privacy
Crazy Loans’s Privacy Policy, which is incorporated
herein by reference, is applicable to any data supplied through this
Site. The Privacy Policy sets out your rights and our responsibilities
regarding your personal information. Crazy Loans will not
use your information in any way inconsistent with the purposes and
limitations provided in the Privacy Policy.
Crazy Loans reserves the right, in its sole discretion,
to modify the Privacy Policy without prior notice to you.
Modifications to the Privacy Policy are effective when posted and your
continued use of this Site signifies your acceptance of such
modifications.
Security
Crazy Loans uses industry-recognized technology to
protect your personal information. Although
Crazy Loans takes commercially reasonable measures to
secure your personal information submitted through this Site,
Crazy Loans cannot guarantee that your information will
not be intercepted or decrypted by others. So long as
Crazy Loans uses commercially reasonable security
measures, it accepts no responsibility for such interception or
decryption except as required by law.
Site Use
Crazy Loans does not charge you any fees for your use of
this Site or our marketplace service. Crazy Loans is not
acting as an agent for (1) you, (2) any lender or (3) any supplier or
vendor used in the evaluation of your loan inquiry or other use of
this Site. Crazy Loans may receive compensation from
lenders and lending partners and other third parties for its services.
Law and Venue
This Site is owned and operated by [Add your company here]. By using
or engaging with this Site in any way, you consent to the laws and
jurisdiction of the State of Nevada. These Terms of Use and the and
Privacy Policy also will be governed by and construed in accordance
with the laws of Nevada, without regard to conflict of law provisions.
Any legal action brought against this Site (which must be via binding
arbitration as set forth below) will be governed by the laws of the
Nevada and you agree that the sole jurisdiction and venue for disputes
resolution will be in Clark County, Nevada.
Binding Arbitration
Should any dispute arise as to the interpretation of any term or
provision of these Terms of Use or with regard to any of your dealings
Crazy Loans or with any lender you borrow from as a
result of Crazy Loans’s service, those issues shall be
decided by binding arbitration. Arbitration proceeding shall be
conducted under the applicable rules of the American Arbitration
Association or JAMS in Clark County, Nevada. The decision of the
arbitrator shall be final and binding on both parties. The prevailing
party shall be entitled to recover the cost of arbitration, travel
expenses, expert testimony, travel expenses of experts, and all other
expenses reasonably incurred in bringing or defending an arbitration
claim, from the other party unless otherwise prohibited by law.
Modification
Crazy Loans reserves the right to modify these Terms of
Use from time to time and without notice to you. Your use of this Site
after such modification constitutes your acceptance of and agreement
to any new or amended terms.
Indemnification
By using this Site, you agree to indemnify, defend and hold harmless
Crazy Loans, its subsidiaries, affiliates, officers,
agents and other partners and employees, from any loss, liability,
claim or demand, including reasonable attorneys’ fees, made by any
third party due to or arising out of your use or attempted use of the
Site.
Violation of the terms of use
By using the Site, you understand and agree that
Crazy Loans in its sole discretion and without prior
notice may terminate your access to this Site and to any services
offered, and may remove any content you have provided if
Crazy Loans believes that such content violates or is
inconsistent with these Terms of Use or the Privacy Policy or their
intent, or that such content may be disruptive, offensive or in
violation of applicable laws.
Class Action Waiver
ANY PROCEEDINGS TO RESOLVE, LITIGATE OR ARBITRATE ANY DISPUTE IN ANY
FORUM WILL BE CONDUCTED SOLELY ON AN INDIVIDUAL BASIS. NEITHER YOU NOR
Crazy Loans WILL SEEK TO HAVE ANY DISPUTE HEARD AS A
CLASS ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR IN ANY OTHER
PROCEEDING IN WHICH EITHER PARTY ACTS OR PROPOSES TO ACT IN A
REPRESENTATIVE CAPACITY. NO ARBITRATION OR PROCEEDING WILL BE COMBINED
WITH ANOTHER WITHOUT THE PRIOR WRITTEN CONSENT OF ALL PARTIES TO ALL
AFFECTED ARBITRATIONS OR PROCEEDINGS. FURTHERMORE, YOU AGREE THAT YOU
WILL NOT SEEK TO HAVE ANY DISPUTE AGAINST ANY LENDER TO WHOM YOU ARE
REFERRED HEARD AS A CLASS ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR
IN ANY OTHER PROCEEDING IN WHICH EITHER PARTY ACTS OR PROPOSES TO ACT
IN A REPRESENTATIVE CAPACITY. THIS CLASS ACTION WAIVER MAY BE LIMITED
BY APPLICABLE LAW, BUT IS INTENDED TO BE ENFORCED TO THE FULL EXTENT
ALLOWED BY LAW.
Miscellaneous
Any reference to Crazy Loans includes Crazy Loans. All
rights not expressly granted to you are reserved to
Crazy Loans. The headings used in these Terms of Use are
intended for convenience only, and shall not affect the construction
and interpretation thereof. Crazy Loans’s failure to
insist upon or enforce strict performance of any provision of the
Terms of Use shall not be construed as a waiver of such or any future
provision or right. If any provision of these Terms of Use is held to
be invalid or unenforceable, such determination shall not affect such
provision in any other respect or any other provision of these Terms
of Use, which shall remain in full force and effect. These Terms of
Use and the Privacy Policy constitute the entire agreement and
understanding between the parties with respect to the subject matter
contained herein and supersedes and replaces any and all prior written
or oral agreements related to the subject matter hereof.
Contact Information:
Company name: Crazy Loans
Email Address:
support@Crazy Loans
INFORMATION FOR ISPs:
Website: www.
Crazy Loans
Company name: Crazy Loans
Email Address:
support@Crazy Loans
PLEASE NOTE THAT FOR QUESTIONS PERTAINING TO YOUR LOAN REQUEST STATUS,
YOU MUST CONTACT YOUR LENDER DIRECTLY. Crazy Loans IS NOT
YOUR LENDER AND CANNOT ACCESS INFORMATION ABOUT YOUR LOAN APPROVAL OR
STATUS.
Notice and Take Down Procedures
If you believe any materials accessible on or from the Site infringe
your copyright or other intellectual property, you may request removal
of those materials (or access thereto) from the Site by contacting our
copyright agent (identified below) and providing the following
information:
-
Identification of the copyrighted work that you believe to be
infringed. Please describe the work, and where possible include a
copy or the location (for example, the URL) of an authorized version
of the work.
-
Identification of the material that you believe to be infringing and
its location. Please describe the material, and provide a URL or any
other pertinent information that will allow location of the
material.
- Your name, address, telephone number and email address.
-
A statement that in good faith you believe the complained of use of
the materials is not allowed by the copyright owner, its agent, or
the law.
-
A statement that your submission is accurate and that "under penalty
of perjury" you are the copyright owner or the owner’s authorized
agent.
-
A signature or the electronic equivalent from the copyright holder
or authorized agent.
Send the above information to:
Legal Department
Crazy Loans
Email Address:
support@Crazy Loans
For all email submissions, please include the subject line: DMCA
Takedown Request.